Calculate the maximum legal rent increase for a residential tenancy in Ireland, based on the Harmonised Index of Consumer Prices (HICP) or 2%, whichever is lower.
Rent Arrears Calculator for Ireland
This tool helps landlords and tenants in Ireland calculate the total amount of overdue rent, known as rent arrears. It determines how many full rent periods (weeks or months) are unpaid, adds any amount for a partial period, and provides a total sum owed as of a specific date. The result can be used to formally notify the other party, particularly when serving a Notice of Rental Arrears.
How Rent Arrears Are Calculated
Under Irish tenancy law, rent is due as agreed in the lease, typically weekly or monthly. Arrears accumulate from the day after the last full payment was made. The calculation involves:
- Determining the days in arrears: The number of days from the date the last complete rent payment covered, up to the date of calculation.
- Calculating full periods owed: Dividing the total days in arrears by the length of your rent period (7 days for weekly, 30 days for monthly) to find the number of complete unpaid periods.
- Calculating the amount for full periods: Multiplying the number of full periods by the rent amount.
- Calculating a partial period: Any remaining days that don't make a full period are calculated using a daily rent rate (weekly rent divided by 7, or monthly rent divided by 30).
- Summing the total: Adding the amount for full periods and the amount for the partial period gives the total rent owed.
Example Calculation (Monthly Rent)
Imagine a tenancy with a monthly rent of €1,500. The tenant last paid rent covering the period up to 1st August 2026. By 19th October 2026, they are in arrears.
- Days in arrears: From 2nd August to 19th October is 79 days.
- Full periods owed: 79 days / 30 days per period = 2 full months.
- Amount for full periods: 2 months x €1,500 = €3,000.
- Partial days: 79 days - (2 * 30) = 19 remaining days.
- Daily rate: €1,500 / 30 days = €50 per day.
- Amount for partial period: 19 days x €50 = €950.
- Total rent owed: €3,000 + €950 = €3,950.
Therefore, the tenant would owe €3,950 in rent arrears as of 19th October.
Example Calculation (Weekly Rent)
Imagine a tenancy with a weekly rent of €175. The tenant last paid rent covering the period up to 7th September 2026. By 19th October 2026, they are in arrears.
- Days in arrears: From 8th September to 19th October is 42 days.
- Full periods owed: 42 days / 7 days per period = 6 full weeks.
- Amount for full periods: 6 weeks x €175 = €1,050.
- Partial days: 42 days - (6 * 7) = 0 remaining days.
- Daily rate: €175 / 7 days = €25 per day.
- Amount for partial period: 0 days x €25 = €0.
- Total rent owed: €1,050 + €0 = €1,050.
Notice of Rental Arrears
If rent remains unpaid, a landlord may serve a formal Notice of Rental Arrears. This notice must specify the total amount owed, the period it covers, and give the tenant a 28-day "cure period" to pay the outstanding sum. Failure to pay within this period is a ground for termination of the tenancy under the Residential Tenancies Act 2004 (as amended). The calculator provides a suggested payment deadline based on this 28-day period.
Frequent Scenarios
- Switching between weekly and monthly: Ensure you select the correct payment frequency and enter the corresponding rent amount.
- Including today: The calculation includes the calculation date in the arrears period.
- Multiple missed payments: The calculator works for any number of missed periods, as long as you input the date of the last full payment that was made.
Next Steps
After calculating the arrears, the next document a landlord should prepare is a Notice of Rental Arrears. This formal notice is a required step before any action to terminate the tenancy can be taken. It clearly communicates the debt to the tenant and starts the legal clock on the 28-day payment window.