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EI Maternity and Parental Leave Benefit Calculator

Calculates your weekly Employment Insurance (EI) maternity, parental, and extended parental benefits, including Quebec's QPIP. Estimates your payment based on insurable earnings, province, and chosen option.

Your details

Select your province. Quebec residents are covered by the Quebec Parental Insurance Plan (QPIP).

Your total earnings from which EI premiums were deducted in the 52 weeks before your claim. Do not include amounts above the yearly maximum.

Standard: up to 55% of earnings for 12 months total. Extended: up to 33% of earnings for 18 months total. Maternity benefits are fixed at 15 weeks.

If sharing parental benefits with a partner, enter the number of weeks you plan to claim. The maximum depends on your chosen option.

Result

Estimated weekly benefit CA$687.50

Your estimated weekly EI or QPIP payment. This is the amount you could receive each week.

How it is calculated

Adjusted insurable earnings Your earnings capped at the yearly maximum for your province.
CA$65,000.00
Average weekly insurable earnings Based on the best 52 weeks of earnings. Note: EI may use a different number of 'best weeks' depending on your region's unemployment rate; this is an estimate.
CA$1,250.00
Applicable benefit rate EI: 55% for standard, 33% for extended. QPIP: 70% for standard, 55% for extended.
55 %
Weekly benefit before cap Average weekly earnings multiplied by the benefit rate.
CA$687.50
Maximum weekly benefit The highest weekly payment allowed for your chosen option and province.
CA$727.69
Maternity benefit weeks All eligible birth mothers can receive up to 15 weeks of maternity benefits.
15
Parental benefit weeks available Total parental weeks for your chosen option, to be shared between parents. For Quebec (QPIP), this is the weeks available to one parent.
40
Parental weeks you can claim Parental weeks available minus the weeks you are sharing with another parent.
35
Keep in mind
  • This calculator provides an estimate. Your actual benefit amount is determined by Service Canada or Revenu Québec upon application.
  • The maximum insurable earnings and benefit rates are for 2026. These amounts are revised annually.
  • To qualify for EI benefits, you must have worked a minimum number of insurable hours (typically 600) in the last 52 weeks. This calculator does not check eligibility.
  • Quebec residents are covered by the Quebec Parental Insurance Plan (QPIP), which has different rates, maximums, and number of weeks.
  • Maternity benefits (15 weeks) are only for the birth mother. Parental benefits can be shared between parents.
  • The calculation of average weekly earnings for EI is simplified. The actual number of 'best weeks' used can vary by region.

Indicative result, calculated from the details and the rules listed below. It does not replace an official calculation or advice from a professional.

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Letter Requesting Parental Leave

EI and QPIP Maternity and Parental Leave Benefits in Canada

If you are expecting a child or adopting one in Canada, you may be eligible for income replacement through Employment Insurance (EI) maternity and parental benefits, or through the Quebec Parental Insurance Plan (QPIP) if you live in Quebec. These benefits provide a portion of your income so you can take time off work to care for your new child.

How the Benefit is Calculated

Your weekly benefit is based on your insurable earnings and the benefit rate for your chosen leave option.

  • Insurable Earnings: These are your earnings from which EI or QPIP premiums were deducted in the 52 weeks before your claim starts. They are capped at a yearly maximum.
  • Benefit Rate: For EI, the standard option pays 55% of your average weekly earnings, while the extended option pays 33%. For QPIP, the standard option pays 70% and the extended option pays 55%.
  • Maximum Weekly Benefit: There is a cap on the weekly amount you can receive. For EI, it's based on the yearly maximum insurable earnings. For QPIP, a specific maximum weekly amount is published annually.

Weeks of Benefits Available

  • Maternity Benefits: Available only to the birth mother for up to 15 weeks, under both EI and QPIP.
  • Parental Benefits (EI): Up to 40 weeks to share between parents under the standard option, or up to 69 weeks under the extended option.
  • Parental Benefits (QPIP): Up to 25 weeks for one parent under the standard option, or up to 32 weeks under the extended option. These weeks can be shared with another parent, but the total combined weeks cannot exceed specific limits (32 weeks for standard, 40 weeks for extended). This calculator shows the weeks available to you based on your sharing plan.

A Step-by-Step Example

Sarah lives in Ontario, earned $62,000 in the last 52 weeks, and chooses the standard parental benefit option. She plans to share 5 weeks of parental leave with her partner.

  1. Her insurable earnings ($62,000) are below the EI maximum of $68,800, so her adjusted earnings are $62,000.
  2. Her average weekly earnings are $62,000 / 52 = $1,192.31.
  3. The EI standard benefit rate is 55%.
  4. Her weekly benefit before the cap is 55% of $1,192.31 = $655.77.
  5. The maximum weekly EI benefit for 2026 is 55% of ($68,800 / 52) = $727.69.
  6. Since $655.77 is less than $727.69, her estimated weekly benefit is $655.77.
  7. She is eligible for 15 weeks of maternity benefits and 40 weeks of parental benefits to share. With 5 weeks shared, she can claim 35 weeks of parental benefits herself.

Frequently Asked Questions

When should I apply for benefits? Apply as soon as you stop working. You can apply up to 12 weeks before your expected due date, but benefits will only start the week you stop working or the week of the birth, whichever is later.

Can I work while on parental leave? You can work while receiving benefits, but your earnings may reduce your benefit amount. Service Canada or Revenu Québec will explain the rules.

What if I live in Quebec? Quebec residents must apply through the Quebec Parental Insurance Plan (QPIP), not EI. The benefit rates, maximums, and number of weeks are different.

How do I share parental benefits? Both parents must apply and agree on the number of weeks each will claim. The total shared weeks cannot exceed the maximum for your chosen option.

Next Steps: Informing Your Employer

Once you have estimated your benefits and decided on your leave dates, you should formally notify your employer. A Letter Requesting Parental Leave clearly communicates your leave type, start date, expected return date, and duration. This helps ensure a smooth transition and protects your employment rights.

Frequently asked questions

What is the difference between EI and QPIP?

Employment Insurance (EI) maternity and parental benefits are a federal program for all of Canada except Quebec. The Quebec Parental Insurance Plan (QPIP) is a provincial program for Quebec residents, offering different benefit rates, maximums, and eligibility rules.

How many weeks of parental leave can I get?

Under EI, you can get up to 40 weeks to share between parents with the standard option (12 months total leave) or up to 69 weeks with the extended option (18 months total). In Quebec under QPIP, it's up to 25 weeks for one parent under the standard option, and up to 32 weeks under the extended option. These can be shared, with combined totals of 32 and 40 weeks respectively.

Is my benefit taxable?

Yes, both EI and QPIP benefits are considered taxable income. Taxes are not deducted at source, so you may need to set aside money or make installment payments to avoid a tax bill at year-end.

Can I switch from the standard to the extended option after I start?

No. You must choose your benefit option (standard or extended) when you first apply. You cannot change it later.

What if I am self-employed?

If you are self-employed and have registered for EI special benefits, you may be eligible. You must have earned a minimum self-employed income and paid premiums for at least 12 months. QPIP also has provisions for self-employed workers in Quebec.

Do I need a medical certificate for maternity leave?

For EI maternity benefits, you need a medical certificate signed by your doctor or midwife confirming the expected or actual date of birth. For QPIP, a declaration of pregnancy or birth certificate is required.